Free Civic Tools — FedAudit

Salary Inflation Calculator

See how a past salary compares to today's dollars using historical CPI inflation data. Find out if your purchasing power has grown or shrunk.

Past Salary ($)

Year Earned

Compare To Year

Current Salary (optional — compares against inflation-adjusted value)

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Adjusted value

Original Salary—

Inflation Rate (cumulative)—

Purchasing Power Change—

Your Current Salary—

vs. Inflation-Adjusted—

Cost of Living Comparison

Compare your salary across two U.S. cities. See how far your money actually goes when you factor in housing, taxes, and local costs.

Your Salary ($)

Filing Status

Current State

Current County

Target State

Target County

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Equivalent salary needed in target city

Your Salary—

Purchasing Power Change—

Housing Cost Index—

Overall COL Index—

Real Income Tracker

Enter up to 5 salaries over the years to see if your income kept pace with inflation. Visualize nominal vs. real earnings side by side.

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All values adjusted to 2024 dollars

Net Real Gain/Loss—

Avg Annual Real Growth—

Take-Home Pay Calculator

Estimate your actual monthly take-home pay after federal and state taxes, 401(k), and other deductions.

Gross Annual Salary ($)

State

Filing Status

401(k) Contribution (%)

Health Insurance ($/mo)

Other Pre-tax Deductions ($/mo)

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Estimated monthly take-home pay

Gross Annual—

Federal Income Tax—

State Tax (est.)—

FICA (SS + Medicare)—

Pre-tax Deductions—

Annual Take-Home—

Effective Tax Rate—

Career Earnings Forecast

Project your 5 and 10-year earnings based on your current salary, expected raise rate, and inflation. See real vs. nominal income growth.

Current Salary ($)

Expected Annual Raise (%)

Assumed Inflation (%)

Years to Project

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Nominal Salary at End—

Real Salary (today's $)—

Total Nominal Earnings—

Total Real Earnings—

Real Purchasing Power Change—

Raise vs. Inflation Checker

Quick gut check: did your raise actually beat inflation? Enter last year's salary and this year's salary to find out.

Last Year's Salary ($)

This Year's Salary ($)

Annual Inflation Rate (%)

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Your raise

Your Raise—

Inflation Rate—

Real Gain / Loss—

Dollar Impact (annual)—

Retirement Paycheck Simulator

What will your current salary feel like in retirement? See how much income you'll need to maintain your lifestyle, adjusted for inflation.

Current Annual Salary ($)

Current Age

Target Retirement Age

Annual Inflation (%)

Estimated Social Security ($/mo)

Income Replacement Rate (%)

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Annual income needed at retirement (future dollars)

Years Until Retirement—

Needed (future $)—

Needed (today's $ equivalent)—

Social Security Covers—

Gap to Fund Yourself—

Nest Egg Needed (25x rule)—

Side Hustle Impact Calculator

How much will a side income accelerate your financial goals? See tax impact and time saved toward your target.

Monthly Side Income ($)

Your Tax Bracket (%)

Financial Goal ($)

Goal Type

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$0/mo

After-tax monthly take-home from side hustle

Gross Monthly—

Tax Owed (est.)—

Net Monthly—

Months to Reach Goal—

Annual Side Income—

Financial Independence Timeline

Based on your savings rate and annual spending, estimate when you could reach financial independence using the 4% withdrawal rule.

Annual Income ($)

Annual Spending ($)

Current Savings ($)

Expected Investment Return (%)

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0 yrs

Estimated years to financial independence

Annual Savings—

Savings Rate—

FI Number (25x spending)—

4% Annual Withdrawal—

FI Target Year—

Employer Benefit Value Calculator

Quantify the hidden value of your benefits package. Compare two job offers including non-salary perks to see total compensation.

Base Salary ($)

401(k) Match (% of salary)

Employer Health Premium ($/mo)

PTO Days / Year

Other Benefits ($/yr)

Remote Work Days/Week

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Total annual compensation value

Base Salary—

401(k) Match Value—

Health Insurance Value—

PTO Value—

Remote Work Savings (est.)—

Other Benefits—

Benefits Premium Over Base—